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Commercial Insurance


Insurance is a mechanism that protects you and/or your business (the insured) against certain types of losses by transferring the risk from the insured to the insurance company. Its purpose is to protect you, your assets, and your business.

provides an insured protection in the event of damage, loss, or theft to various tangible items. It can also provide coverage for loss of business income resulting from a covered cause of loss. For the types of common coverages click to
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Types of common coverages include:
Builders Risk
Business Income & Extra Expense
Business Personal Property
Contractor’s Equipment & Tools
Real Property
Vacant Buildings

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Casualty insurance

provides protection for an insured if they are found to be legally responsible for injuries to another party or for damages to another party’s property and belongings. For the types of common coverages click to
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Types of common coverages include:
Commercial Auto
Environmental Liability
General Liability
Physical & Sexual Abuse Liability
Premises Liability
Umbrella/Excess Liability
Workers Compensation/Employers Liability

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Management and Professional Liability

provides protection to an insured against claims of mismanagement, discrimination, harassment, wrongful termination, and negligence, and errors and omissions. For the types of common coverages click to
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Types of common coverages include:
Cyber Liability
Directors & Officers Liability
Employment Practices Liability
Fiduciary Liability
Professional Liability (E&O)

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Crime & Fidelity

provides protection for an insured against dishonest and fraudulent acts committed by its employees or others. For the types of common coverages click to
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Types of common coverages include:

Employee Dishonesty
ERISA
Forgery or Alteration
Theft, Disappearance or Destruction
Computer Funds Transfer
Computer Hacking
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